Are you sleeping like a baby at night knowing your insurance coverages are in order??

If you are not sleeping like this client, rest assured we can help you with a professional insurance review!


Call April Schaffroth Farmers Insurance Agency at 602-297-5155 today and you will be taking a nap in your break room at lunch.
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Sleep tight!                                                         As the Flynn Insurance company states:

Do You Have Enough Coverage?

Many people do not examine their auto insurance coverage until they have an accident, at which point, it is often too late. At that time, they may realize that they are underinsured which could leave them susceptible to additional out-of pocket expenses or even lawsuits due to insufficient coverage.

There are numerous considerations to take into account, such as:

• Do you have enough liability coverage to protect yourself from being sued by another party if found to be at-fault in an accident?
• Do you have enough protection to cover yourself and others, who may be traveling in your vehicle, from medical expenses arising from an accident?
• Do you carry sufficient proper coverage to repair your car (and other vehicles) if involved in an accident?
• What level of deductible should you carry for both collision and comprehensive claims on my vehicle(s)?

Are You Overpaying for Your Insurance?

In addition to the various coverage considerations, there are also other factors that make up your auto policy and determine your annual premium. These factors include, but are not limited to, your driving record, the type of vehicle you drive, where you garage your vehicle, and all applicable discounts. 

Antique/Classic Car Insurance



It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so we will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance:

• Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
• Low Rates: Why pay full-time insurance when you driver your collector car only part-time.
• Coverage Options: Not all collector cars are the same, so we can work with you to determine the right amount of coverage to meet your specific needs.
• Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
• Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

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