Don't monkey around and risk a slip and fall at your home or office!

We have been known to "monkey" around at our office as you can see by the banana peel AND our previous posts.                                      
All risks at your home or business are not always this obvious. You should make sure your walk ways are clear to avoid impromptu break dancing and "Oh &*^%$" falls.                                                                                                                        From Wikipedia it states: Slip and fall, also known as a trip and fall, is a personal injury claim or case based on a person slipping (or tripping) and falling. It is a tort, and based on a claim that the property owner was negligent in allowing some dangerous condition to exist that caused the fall.
Property owners generally have two basic defenses to public liability slip and fall claims:

• The first defense is that they were not negligent. For example, the owner may claim that the banana that a patron slipped upon had been dropped on the floor only moments ago by another patron, and that, in the exercise of due diligence, a typical store owner acting with reasonable care would not have had time to discover the danger and take steps to mitigate the danger.  
• The second and more typical defense is that the person who was injured was at fault. For example, the owner may claim that any reasonable patron, exercising due diligence for his or her own safety, would see a banana on the floor, and take those steps necessary to avoid slipping on it.
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Depending upon the intent or negligence of a responsible party, the injured party may be entitled to monetary compensation from that party through a settlement or a judgment. However, because of a general perception that slip and falls are often at least partly the fault of the person injured, slip and fall injuries are usually worth less than injuries from other types of torts. Aside from compensation for injuries, the injured person may get compensated for the lifetime effect of the injuries.                                                                                                                                                             What are you waiting for...call April Schaffroth Farmers Agency today at 602-297-5155 to make sure you are covered for any and all of these shenanigans.
                        www.insuranceinaz.com
                                                  

Happy Mother's Day from April Schaffroth Farmers Insurance Agency

Are you running out of ideas for your Mother's Day gift? Instead of flowers; try our singing Mothers Day Video. She will LOVE you for it (not) but it will at least put a smile on her face.                                                                                                 
Call us at Schaffroth Farmers Insurance Agency 602-297-5155 for all of your insurance needs. Happy Mothers Day!! 
https://www.youtube.com/watch?v=XUCm8904ioA

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We want a Triple Crown Party; not a Triple Claim party

Happy Derby Day!       When hosting your Derby party; make sure your hat is fabulous, your mint is fresh and your julep drinkers have designated jockeys (drivers)!!!                                                                We only want you to host an exciting Triple Crown event and NOT have a Triple Claim event! 
From the www.kentuckyderby.com, there is more to the history than watching the horse races.

Garland of Roses




The roses were first established as part of the Derby celebration when they were presented to all the ladies attending a fashionable Louisville Derby party. The roses were such a sensation, that the president of Churchill Downs, Col. Lewis Clark, adopted the rose as the race's official flower. The rose garland now synonymous with the Kentucky Derby first appeared in the 1896 when the winner, Ben Brush, received a floral arrangement of white and pink roses.
In 1904 the red rose became the official flower of the Kentucky Derby. The tradition was strengthened when, in 1925, New York sports columnist Bill Corum, later the president of Churchill Downs, dubbed the Kentucky Derby the "Run for the Roses." The garland as it exists today was first introduced in 1932 for the 58th running won by Burgoo King. 
Each year, a garland of more than 400 red roses is sewn into a green satin backing with the seal of the Commonwealth on one end and the Twin Spires and number of the race’s current renewal on the other. Each garland is also adorned with a "crown" of roses, green fern and ribbon. The "crown," a single rose pointing upward in the center of the garland, symbolizes the struggle and heart necessary to reach the Derby Winner’s Circle.
Each year the Governor of Kentucky and other dignitaries also present the winning jockey with a bouquet of 60 long stemmed roses wrapped in 10 yards of ribbon.


Before hosting your next event; call April Schaffroth at 602-297-5155 to make sure you are properly covered.


www.insuranceinaz.com

Farmers Insurance + Community = Fantastic Agency!!

Our Farmers Agency that cleans together; stays together!  April Schaffroth's Farmers Insurance Agency has adopted 3 roads in Scottsdale for the  Keep Scottsdale Beautiful have signed up to help at the Family Promise of Greater Phoenix center, in Scottsdale,

The keepscottsdalebeautiful.org organization has city wide clean up 2 times per year and we are lucky to be apart of it.  Keep Scottsdale Beautiful is dedicated to engaging the community in service to promote a clean, green and sustainable Scottsdale.

I am very lucky to have dedicated volunteers to spend

their Saturday mornings helping our Agency with 3 mile roads to keep clean.  This year we had 2 separate community partners help us clean; Service Master and Sotheby's International Realty. Not only do we participate in cleaning the roads we have a blast too. We have annual competitions for who finds the 1. Strangest trash item. 2. Funniest photo  3. Disgusting Trash  4. Funny group picture.

We always need volunteers if you would like to join us or know of a group that may need volunteer hours.  Our Farmers Insurance Agency has 2 offices: North Phoenix and Scottsdale but we work with cities all over the valley; Anthem, Glendale, Peoria, Gilbert, etc

    www.insuranceinaz.com  
P: 602-297-5155

If you walk into your home and there is an inch of water... then what??

                      Would you know what to do if this thing overflows and fills your home with an inch of "water". We do and we have the PROS to back us up!                              
                        Our Farmers Insurance Agency has teamed up with Clarence Young from Am Plan to help our clients when disaster strikes. They are our Claims Coach to help you from start to finish.                                                                                                                                                          


                   Call us today at 602-297-5155 to make sure you have the right coverage in place before Toilet Tuesday strikes in your home!





www.insuranceinaz.com & www.amplanaz.com

March Madness...Is your bracket already broken? Call our winning Insurance Agency Today

March Madness...Is your bracket already broken?? If you are like most people; it probably is!!  


                                      If your insurance company isn't in the winning bracket then call April Schaffroth Farmers Insurance to join our Championship team.                                                                                                                                        How do you know if you have the best insurance company?             The resource of www.dmv.org has a few suggestions to make  sure you join a winning team of Insurance companies. 

• Know What You Want

  Understand what coverages and amenities you’re looking for in a car insurance company. Are you solely looking for cheap auto insurance? How might choosing the cheapest option affect your actual coverage? What about customer service—that’s important, too, right?
  Know your priorities before you begin looking to buy car insurance. Ideally, you’ll want a company that offers great coverage at an affordable price from customer service-oriented agents. 
  

  Remember, comparing car insurance quotes is never just about what’s cheapest.

• 


Call us today at 602-297-5155 and join our winning insurance agency! 
www.insuranceinaz.com

Doesn't everything look better from a high level??

Doesn't everything look better from a high level??                 

Whether it's your selfies, insurance coverage or Stephanie's pores.

If you are not sure if you have too much, too little or just the right amount of insurance coverage or... WHAT?#!% There is a difference between having insurance and being insured!

From the American Insurance Association: Since homeowners insurance is required by mortgage lenders, an estimated 96% of homeowners carry insurance on their permanent, primary residence.  Unfortunately, many homeowners do not update the overall amount of insurance coverage they have.  This can cause very serious problems if and when the policyholder needs to file a claim for a major loss.  

It is important to regularly revisit the amount of  insurance carried on a particular home to make  sure that it is adequate. For example, local building  costs may have risen; or, the home may have been remodeled or expanded. In these cases, the amount of coverage should be increased. As a homeowner, you should re-check your insurance coverage limits annually to help make sure that your insurance coverage is what you would need to repair or rebuild your home in the current building market. Homeowners also should maintain an up-to-date home inventory of personal belongings and consider purchasing extra coverage (known to insurers as “endorsements”) for expensive items, such as jewelry, art collections or fur coats.

Call us today! 

April Schaffroth Farmers Insurance agency at 602-297-5155 can help you zoom in on your insurance needs....

There is a difference between having insurance and being insured!

www.insuranceinaz.com