Online dating? Ever been "surprised" when the person shows up and wasn't what you thought? Don't let this happen to your insurance.
You don't want to think you have coverage for a Corvette when you only have coverage for a Smart Car!                                                                                                                                                                           From the advice on www.dmv.org; Underinsured Motorist Property Damage Coverage
Underinsured motorist property damage (UIMPD) coverage applies when the at-fault driver has inadequate insurance coverage.
This coverage helps pay for damages to your vehicle when the at-fault driver's limits don't fully cover your expenses.
Example:

• Your vehicle sustains $5,000 worth of damage.
• The motorist who hit you is only covered for $3,000.
• You have $10,000 of uninsured motorist property damage coverage.
• Your underinsured motorist property damage plan will compensate you for the $2,000 difference.
Underinsured motorist property damage coverage is not restricted only to vehicle damage. It will, in some instances, also cover valuable items―computers or cell phones―in your vehicle at the time of the accident. Depending on the circumstances and your state, it may also cover you if the underinsured driver destroys your fence, mailbox, or other personal property.  


                                                               
So many clients have their vehicle underinsured and have no idea of what their current coverage is compared to what they need.   That is why it is so important to call April Schaffroth with Farmers Insurance to make sure you are properly covered for your needs. 


Call April Schaffroth at Farmers Insurance to make sure youhave the right insurance at 602-297-5155 or                                                                   www.insuranceinaz.com