In the dark about your insurance policy??

Do you ever feel in the dark about how your insurance policy works? Let us be your guide!!
The April Schaffroth Farmers Agency would love to shed some light on how your insurance can and should protect you.

From confused.com; buying car insurance is a legal requirement for any vehicle which is kept on the street, on a driveway or in a garage – provided you don’t have permission to keep it uninsured and off the road.
But although cover is mandatory, you do have a choice in the kind of policy you buy. Here are details of the three types of cover available: third-party, third party, fire and theft, and comprehensive.

When you search for a car insurance quote, it could be worth checking the price of each type before making a final decision. The kind of policy you choose could affect the size of the premiums you pay – but make sure you are comfortable with the level of cover you are afforded. If you need to make a claim, buying a lower level of protection could turn out to be a false economy.

The April Schaffroth Farmers Agency would love to shed some light on how your insurance can and should protect you.  Call 602-297-5155 today!

 www.insuranceinaz.com

Who wouldn't want to insure a face like this??

Who wouldn't want to insure a face like this?? Believe it or not, many insurance companies out there won't insure your Home or Renters policy if you own a Pit Bull.                                             WOOF! April Schaffroth at Farmers Insurance can and would love to insure your home with ALL dog breeds; especially Pit Bulls.   The approach to insuring homeowners with dogs varies from city to city and state to state. In Michigan and Pennsylvania, home insurance companies are prohibited by state law from discriminating against certain dog breeds.  Adding to the confusion for those searching for coverage, the decision on whether or not to write a policy to owners of certain breeds can also vary from company to company, and even agent to agent.      


                   


 Refusing to insure families with dogs that look "scary" or have certain stereotypes is horrendous. Perhaps rather than immediately denying a family with a certain breed of dog, companies should have a system where they meet the beloved pet and approve or deny them based on an interaction. Insurance companies may argue that this would cost too much. In just the first six months of 2012, insurance companies made $6.458 billion. They can afford it. A checklist of sorts should be created based on the animal's temperament and vet history and even the family's history of owning pets previously. They should have incentives to lower insurance rates by showing good behavior, keeping up with going to the vet by getting the necessary vaccines and also spaying and neutering.


Call us a 602-297-5155 for a quote today! www.insuranceinaz.com